Necessary Evil

I've been wanting to get renters insurance since I got here, just never got around to it (buying insurance online doesn't give you all the discounts that might apply). So today after my class, I struck out to find an insurance agent (didn't matter what company) and Nationwide insurance was up first. After 15 minutes, I got a quote of $332/year. I thought this a little high and since I hadn't gotten a quote from anyone else, I told the lady I needed to think about it.

Allstate insurance happened to be just down the street from them, and 15 minutes later, I got a quote of $142/year. I signed the dotted line, payed the premium, and off I went. The agent was supernice too....he gave me magnets and pens.

You know how you hate to drive in the snow, not because you can't drive but because you feel everybody else can't, well that's why I get renters insurance. It's not that I think I'll forget to turn off the stove and burn my apartment to the ground, my concern is with my idiotic neighbor who'll leave the candle burning right next to the drapes before she goes to bed, that's who's costing me $142!